Privacy Policy

1. Information We Collect

We may collect the following types of personal and financial information during the credit repair process:

Full name, address, and contact details (email, phone number).

Social Security Number (SSN).

Financial records, including income verification and account information.

Credit reports from credit bureaus.

Identification documents, such as driver’s licenses and utility bills.

2. How We Use Your Information

Your information is used solely to provide credit repair services, including:

Analyzing credit reports to identify inaccuracies or unverifiable information.

Communicating with credit bureaus, creditors, and collection agencies on your behalf.

Verifying your identity and complying with legal requirements.

Keeping you informed about the progress of your credit repair process.

We will never sell, share, or disclose your information to third parties without your explicit consent, except as required by law.

3. Security of Your Information

We implement strict security measures to protect your personal and private information from unauthorized access, use, or disclosure. These include:

Encrypted data storage and secure client portals.

Limited access to your information by authorized personnel only.

Compliance with federal and state privacy laws.

4. Client Privacy Agreement

All clients are required to sign a Privacy and Protection Agreement before services begin. This agreement ensures:

Your information will be used only for credit repair purposes.

All communications and documents provided remain confidential.

We follow strict protocols to safeguard your sensitive data.

5. Your Rights

As a client, you have the right to:

Request a copy of your personal information that we have on file.

Update or correct any inaccurate information.

Withdraw your consent for us to process your information at any time.

Request the deletion of your information upon completion of services or cancellation of the agreement, subject to legal retention requirements.

6. Third-Party Disclosure

We may share your information with third parties only under the following circumstances:

To communicate with credit bureaus, creditors, or collection agencies as part of the credit repair process.

When required by law or to comply with legal obligations.

With your explicit written consent.

7. Retention of Information

Your personal information will be retained for as long as necessary to complete the services or as required by law. Once the services are complete, all documents will be securely archived or destroyed as per legal and regulatory standards.

8. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Clients will be notified of any significant changes to ensure transparency.